Funds you send by NEFT or IMPS are credited to your trading account as soon as they reach Rupeezy's bank account. There is no end-of-day batch and no overnight wait — if the money has landed with us, it is in your account.
So why hasn't it shown up yet?
Almost always because the transfer hasn't reached Rupeezy's bank account yet. That leg is between your bank and the payments network, and Rupeezy has no visibility into it until the credit arrives.
- IMPS transfers are near-instant, but your bank can still hold or queue one.
- NEFT transfers settle in batches, so the time depends on when your bank releases yours.
- Your bank's own confirmation ("amount debited") means the money left your account — not that it has reached ours yet.
What should I check?
- Send from a linked bank account. Transfers from an account not linked to your Rupeezy account won't credit automatically. See Can I transfer funds from bank accounts that are not linked to my Rupeezy account?.
- Check the reference details on your bank's transaction — you'll need them if you raise a ticket.
- Still nothing? Create a ticket with the transfer reference number, amount, and the time you sent it.