Can I sell pledged securities instantly without placing an unpledge request?

Yes. You don't need to submit a separate unpledge request before selling — placing a regular Delivery sell order on a pledged holding automatically unpledges the required quantity and sells it in one step.

How does this work?

1. Place the sell order — go to Positions > Holdings, select the pledged stock or ETF, and place a Delivery sell order as you would for any regular holding.

2. The unpledge happens automatically — Rupeezy unpledges the quantity you're selling before the sale executes. You don't place a separate unpledge request first.

3. Your collateral margin drops — once the shares are sold, your collateral margin reduces by the value of what you sold.

What do I need for this to go through smoothly?

Selling a pledged holding still needs authorisation to debit the shares from your demat account for settlement, same as any other Delivery sale:

  • If you've activated DDPI (or the older POA), the debit is authorised automatically.
  • If you haven't, you'll need to authorise the sale separately via an NSDL e-DIS OTP at the time of selling.

Things to keep in mind

  • This also applies to MTF positions — selling (squaring off) a share held under MTF doesn't need a separate unpledge request either; it's handled the same way.
  • Mutual fund units aren't pledgeable on Rupeezy yet, so this doesn't currently apply to funds.
  • The standard per-scrip unpledge charge (₹25 + GST) still applies to this automatic unpledge, same as a manually requested one. See How are pledge and unpledge charges calculated? for the full breakdown.