When you buy a stock on Rupeezy, you choose a product on the order window. It decides two things: how long you can hold the position and how much funding (leverage) you get. Here is how the four options compare.
How the products compare
| Product | How long you can hold | Funding | Interest | Best for |
|---|---|---|---|---|
| Intraday | Same day — squared off automatically before market close | Higher intraday leverage | None | Buying and selling within the same day |
| Delivery | No limit — the shares are yours | You pay the full amount | None | Investing and holding for the long term |
| MTF (Margin Trading Facility) | No limit — hold indefinitely | Up to 5X | Charged | Leveraged positions you want to hold for a while |
| T+5 | Up to 5 trading days | Up to 5X | Interest-free | Short-term leveraged holds |
Which one is right for me?
- Intraday — you expect to close the trade the same day. If you do not exit, the system squares it off before the market closes.
- Delivery — you want to own the shares outright and hold them as long as you like. This is the usual choice for investing.
- MTF — you want extra buying power to hold a position beyond a day and are comfortable paying interest for that funding. Available only on exchange-specified stocks.
- T+5 — you want extra buying power for a short hold (up to 5 trading days) without paying interest, on any stock. On the 6th trading day you either pay for the shares (to keep them) or the position is squared off.
Good to know
- MTF and T+5 use funding, so they leave a debit in your ledger until you pay for or exit the position.
- Charges differ by product. For exact brokerage and other charges, see our pricing page.