Government Securities (G-Secs) are debt instruments issued by the government to borrow money. When you invest in a G-Sec, you are effectively lending to the government, which makes them among the lowest-risk investments available. On Rupeezy, you can invest in them from Dock → Bids → G-Sec.
What types of Government Securities can I invest in?
- Treasury Bills (T-Bills) — short-term securities issued by the central government, with tenures of 91, 182 or 364 days. See What is a Treasury Bill (T-Bill)?.
- Dated Government Securities (dated G-Secs) — long-term central-government bonds that pay a fixed interest (coupon) periodically, for example 7.43% GS 2076.
- State Development Loans (SDLs) — bonds issued by state governments, similar to dated G-Secs. See What are dated G-Secs and State Development Loans (SDLs)?.
Why consider Government Securities?
They are backed by the government, so credit risk is very low, and they offer predictable, fixed returns over a defined period. They can suit investors looking for stability and regular income alongside equities and mutual funds.
You buy them through a non-competitive bidding auction — you apply for an amount and are allotted at the auction's weighted-average price, rather than quoting a price yourself. For how to place an order and the benefits in detail, see the related articles below.