Rupeezy offers two MTF plans, each with its own brokerage and interest rate:
| Plan | Brokerage | Interest (p.a.) | Best for |
|---|---|---|---|
| Investor Plan | 0.2% per order | 10.99% | Long-term holders — lower interest on positions held longer |
| Trader Plan | ₹20 flat per trade | 14.99% | Active traders — flat brokerage suits frequent trades |
Both plans include 5x leverage across 1,800+ eligible stocks, no subscription fee, and interest is subject to 18% GST. You choose a plan after eSign or on your first MTF trade; once selected, it applies to all future MTF trades — changing it later means contacting support. See the pricing page for the current rates.
How is the interest calculated?
Interest is calculated daily, on the margin (funded amount) you currently have outstanding — not on the full value of the stock. When you sell, the funded amount is recovered on a First In, First Out (FIFO) basis, so the outstanding balance interest is charged on reduces from the oldest purchase first.
Example: You buy ₹1,250 worth of shares using MTF, with Rupeezy funding ₹1,000 of it (you pay ₹250). Interest accrues on that ₹1,000 every day you hold the position, at your plan's rate. If you sell half the position 10 days later and Rupeezy recovers ₹600 of the funding, the outstanding funded amount drops to ₹400 — so from day 11 onward, interest is charged on ₹400, not ₹1,000.
For the full walkthrough with multiple purchases and partial sells, see What is Rupeezy MTF?. For how the brokerage side of each plan factors into your total cost, see How does brokerage affect your MTF costs?